 CyberCash's Secure
Internet Credit Card Service delivers a safe, real-time solution for merchant processing
of credit card payments over the Internet. The Credit Card Service lets any consumer with
a valid credit card buy from any CyberCash enabled merchant. Designed to integrate
fully with existing transaction processing systems used by banks and other financial
institutions, the service provides automated and instantaneous authentication, enabling
order processing to traverse the Internet 24 hours a day, 7 days a week.
 Safe, private and easy to
use. Protected by the highest allowed levels of Internet encryption with assured
authentication.
Use existing Visa,
MasterCard, American Express or Discover. No special credit cards are necessary.
Complete on-line payments
Real-time authorization and
settlement
Receive payments instantly
and secure
No need to maintain
expensive phone or fax operations
Open 24 hours a day
CyberCash Cash Register (Merchant Administration Server):
Along with enabling secure on-line payments, the CyberCash Cashregister
provides all the functions and tools necessary for managing transactions.
Wallet Works with Multiple
Platforms: the consumer CyberCash wallet runs on Windows and Macintosh
Supports Major Credit
Cards: customers can shop with MasterCard, Visa, American Express and Discover cards
issued world wide
Available at thousands of
Banks: CyberCash currently provides service to credit card processors - such as FDC, GPS,
NOVA, Checkfree and Wells - which can provide service to any merchant and its bank
Strong Encryption: 1024-bit
RSA and 56-bit DES provide the strongest protection legally available.
Real-Time, automatic sales
24 hours a day: all processes are carried out from your web site without manual
intervention. Transactions occur within 15 to 20 seconds. Consumers have more payment
options, so sales are increased
Inexpensive to integrate:
because the CyberCash Credit Card Service works with over 80% of existing merchant banks,
most merchants can continue their established banking and order-processing procedures.
A Complete Solution: to
those who have a multiple order sources and need a single source for payment processing,
CyberCash offers flexibility. The software reliably handles purchases, returns, credits,
voids and other administrative functions.
Protects Against Fraudulent
Use: Strong encryption consumer authentication and merchant authentication keep
unauthorized individuals from obtaining credit information.
To support balancing, reporting and other back-office functions, the Cashregister software
automatically logs every transaction in a powerful database. All critical payment
information remains in encrypted form. An easy to use, web based reporting feature
provides password protected visibility into this transaction level information. To zero in
on a problem a merchant can:
Select all or single card
types (MasterCard, Visa, American Express or Discover)
Select all or specific
transactions to be included (up to 200)
Search the entire log or
select a specific date range
Search for a specific
dollar amount or an amount range
Because many Internet store fronts are maintained by third parties such as Rapidway, the
CyberCash Cashregister provides merchants with a web based remote access to its many
management features, including:
Remote queries against
transaction logs
Merchant-initiated
transaction entry (sales, credits, voids etc.)
End of day balancing for
both terminal and host-based systems.
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